Auto Financing Bad Credit Fairborn OH


Bad Credit? No Problem! Get Financed TODAY with Jeff Approves!

You need a car, and you’re tired of being seen as a number. Jeff Approves will get the auto financing you need – no matter your credit situation.

The Miami Valley’s premier dealership family, Jeff Schmitt Auto Group in Fairborn, OH, is focused on special financing for customers with challenged or even bad credit.



Just because your credit isn’t stellar right now doesn’t mean you should have to drive a car that doesn’t perform well or meet you and your family’s needs.

Check out Jeff Approves to learn all about special financing and how you can still own a great ride with less than perfect credit.

Phone Numbers:Service Hours:
  • Mon - Fri7:00 AM - 6:00 PM
  • Sat - SunClosed
Parts Hours:
  • Mon - Fri8:00 AM - 5:00 PM
  • Sat - SunClosed
Body Shop Hours:
  • Mon - Fri8:00 AM - 5:00 PM
  • Sat - SunClosed
Sales Hours:
  • Mon - Thu9:00 AM - 8:00 PM
  • Fri - Sat9:00 AM - 6:00 PM
  • SunClosed

Easy Online Access

Our website gives you immediate and easy access to many convenient features, including online credit approval. You can see which loans you qualify for without even stepping foot into one of our seven convenient locations.

At Jeff Approves, our experts know that sometimes life throws unexpected curves, and they’re here to help you navigate those difficult times.

We work within your budget and lifestyle because life is hard enough without the proper transportation to get you to work, school, wherever you need to go.

We believe everyone deserves a second chance, and we want to be that second chance for you. Give us a call, and let’s connect you with one of our finance experts today.

Professionals Who Care

Our experts at Jeff Approves are well versed in auto financing and work with local and national banks and credit unions to find you the best interest rate.

There is something for everyone, and we know this journey is more straightforward and far less stressful when you have a team of caring professionals here to guide you through it all.

So if you need a truck for work, SUV for your family, or a car to get you from point A to point B, we’re here for you. We’ll help you finance a vehicle that will put you back on track.


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Jeff Schmitt Chevrolet East

635 South Orchard Lane, Dayton, Beavercreek, OH 45434, USA

Jeff Schmitt Chevrolet North

1001 N Broad St, Fairborn, OH 45324, USA

Jeff Schmitt Chevrolet South

125 South Gebhart Church Road, Miamisburg, OH 45342, USA

Jeff Schmitt Cadillac

631 South Orchard Lane, Dayton, Beavercreek, OH 45434, USA

Jeff Schmitt Nissan

725 Alpha Rd, Beavercreek, OH 45434, USA

Jeff Schmitt Mazda

646 Alpha Rd, Beavercreek, OH 45434, USA

Jeff Schmitt Mitsubishi

1045 N Central Ave, Fairborn, OH 45324, USA

Jeff Schmitt Lawn and Motorsports

2292 Yellow Brick Rd, Dayton, Beavercreek, OH 45434, USA

Jeff Approves YOU!

At Jeff Approves, we understand that you have needs, and demand first-class services and commitment to each of our customers, like you. We are the area leader in pre-owned vehicle sales and customer service, and look forward to helping you accomplish all of your goals in purchasing your next vehicle. Browse our user-friendly website at your leisure. Check out our expansive selection of new and pre-owned vehicles, as well as incredible financing options and specials. Contact us through our website with the chat or email features, or by phone at (877) 800-5333. We have loyally served the community for years with reliable used, certified pre-owned and new vehicle sales and service. We just love seeing our loyal customers come back year after year to experience our superior services. Our staff is friendly, never wasting your valuable time with high-pressure sales tactics. We want you to always feel comfortable when you are at one of our Jeff Schmitt Auto Group dealerships.

Shop Our Pre-Owned Vehicles

Auto Loan Approval

Jeff Schmitt Auto Group 39.705267, -84.020466.