Car Loans with Bad Credit in Ohio

Car Loans With Bad Credit


Bad Credit? No Credit? No Problem!

Don’t let your past mistakes ruin your transportation future with the flexible car loans with bad credit available at the Jeff Schmitt Auto Group in Dayton, Ohio.

Everyone makes mistakes, but those mistakes shouldn’t mean you don’t have access to the transportation you need to get to work, drop the kids off at school, or cruise around town. You might think that your credit history means you’ll never get a car loan approval. You might worry that your lack of credit history will make financing a car impossible. You might even get stuck in a rut believing you’re just not worthy of owning a quality vehicle.





It’s time to turn these worries into hope. With the Jeff Schmitt Auto Group, you’ll find that approving car loans with bad credit is just another day for us. We work with people from all credit backgrounds to ensure they can get the vehicles they need to lead a better life.

Phone Numbers:Service Hours:
  • Mon - Fri7:00 AM - 6:00 PM
  • Sat - SunClosed
Parts Hours:
  • Mon - Fri8:00 AM - 5:00 PM
  • Sat - SunClosed
Body Shop Hours:
  • Mon - Fri8:00 AM - 5:00 PM
  • Sat - SunClosed
Sales Hours:
  • Mon - Thu9:00 AM - 8:00 PM
  • Fri - Sat9:00 AM - 6:00 PM
  • SunClosed

The Facts About Car Loans With Bad Credit

Contrary to popular belief, there isn’t a single, universal credit score that you need to have to secure an auto loan. Lenders put together their lists of what’s important to them. Ultimately, lenders are trying to determine the risk involved with giving you a loan. They want to make sure they get their money back.

At the Jeff Schmitt Auto Group, we’re happy to work with anyone, regardless of their credit pasts. Whether you’re dealing with divorce, bankruptcy, job loss, or anything else that might put stress on your credit, we’re here to ensure having a reliable vehicle isn’t adding unnecessary problems.

If you’re unsure how your credit history will impact your next car purchase, give us a call, and we’ll walk you through the details.

Upgrade Your Car And Your Credit Score

One of the biggest questions we get is how someone can improve their credit scores. While securing a car loan with bad credit is easier than ever with Jeff Schmitt, an improved score will only open doors.

The most critical part of raising your score is making payments on time. If you have credit card debt, student loans, etc., make sure to get those payments in on time. When you make on-time payments on your Jeff Schmitt Auto Group loan, you’re improving your score while enjoying a fresh ride.

Start your journey to a better financial situation by filling out a finance application on our website today.

Every Kind of Vehicle Under The Sun

Now that we’ve alleviated your concerns about securing a car loan with bad credit, you can focus on picking out your next vehicle. Are you interested in a four-door sedan or two-door coupe? Maybe you want to get off-road in something like an RWD/4WD Silverado or prefer something with a little more class like you get with a Mazda SUV or a used Cadillac XTS for sale in Dayton, Ohio. Regardless of what’s on your wish list, we’ve got you covered.

You can stop by one of our convenient locations near Dayton, Ohio, to start your search for the perfect automobile. You can even hop on our website and browse your options from the comfort of home. It’s never been easier to find and purchase your next car; stop by today.

Jeff Schmitt Delivers

The Jeff Schmitt Auto Group works hard to make your car purchasing experience straightforward and fun. That means we deliver the most incredible service experience you can imagine, including our exclusive best price guarantee.

Not only do we provide the sales, service, and perks you deserve, we’ll also deliver your next car right to your door. Please stop by or give us a call today to learn more about how the Jeff Schmitt Advantage can work for you.


Leave a Message Below

  • This field is for validation purposes and should be left unchanged.

Jeff Schmitt Chevrolet East

635 South Orchard Lane, Dayton, Beavercreek, OH 45434, USA

Jeff Schmitt Chevrolet North

1001 N Broad St, Fairborn, OH 45324, USA

Jeff Schmitt Chevrolet South

125 South Gebhart Church Road, Miamisburg, OH 45342, USA

Jeff Schmitt Cadillac

631 South Orchard Lane, Dayton, Beavercreek, OH 45434, USA

Jeff Schmitt Nissan

725 Alpha Rd, Beavercreek, OH 45434, USA

Jeff Schmitt Mazda

646 Alpha Rd, Beavercreek, OH 45434, USA

Jeff Schmitt Mitsubishi

1045 N Central Ave, Fairborn, OH 45324, USA

Jeff Schmitt Lawn and Motorsports

2292 Yellow Brick Rd, Dayton, Beavercreek, OH 45434, USA

Jeff Approves YOU!

At Jeff Approves, we understand that you have needs, and demand first-class services and commitment to each of our customers, like you. We are the area leader in pre-owned vehicle sales and customer service, and look forward to helping you accomplish all of your goals in purchasing your next vehicle. Browse our user-friendly website at your leisure. Check out our expansive selection of new and pre-owned vehicles, as well as incredible financing options and specials. Contact us through our website with the chat or email features, or by phone at (877) 800-5333. We have loyally served the community for years with reliable used, certified pre-owned and new vehicle sales and service. We just love seeing our loyal customers come back year after year to experience our superior services. Our staff is friendly, never wasting your valuable time with high-pressure sales tactics. We want you to always feel comfortable when you are at one of our Jeff Schmitt Auto Group dealerships.

Shop Our Pre-Owned Vehicles

Auto Loan Approval

Jeff Schmitt Auto Group 39.705267, -84.020466.