How Fair Auto Financing Works

You may have heard and believed the myth that if your credit is low, you will be stuck paying a higher interest rate until you can improve it. Don’t let urban legends and myths fool you. The Jeff Schmitt Auto Group family will work tirelessly to get you the best loan terms we can and keep you from paying a steep interest rate.

Not only that, but we’re also here to help you rebuild your credit score and ensure you avoid astronomical interest rates in the future. We help you save money on your loan in a variety of ways!

Short-Term Loans

Shorter-term loans, say a three-year plan instead of a five-year plan, can help you save money since they tend to carry lower interest rates. Our financial associates are happy to work with you to understand your financial situation and help find the shortest loan term possible while remaining financially realistic.

Keeping your interest rate as low as possible is our goal here at the Jeff Schmitt Auto Group. Paying off a car loan in a short time can also help grow your credit score quickly. Visit us today or call to get started with one of our knowledgeable staff members.

Offering Loans on Cars of All Ages

While loans for a newer car are often more expensive than older models, here at Jeff Approves, our mission is to offer our customers in the Fairborn, OH area affordable loans on cars of all ages.

No matter whether you’re looking for a small daily commuter or a family-sized SUV with towing power, our lot is sure to have something that catches your eye. Once you locate the car of your dreams, our associates make the car loan process easy. We can run your credit score and find a financing option for you in no time. Once you’re approved and sign the papers on your new car, your credit will start growing right away!

Jeff Schmitt is Your Home For Fair Auto Financing

If you’re ready to get behind the wheel of your next car today, don’t let poor credit hold you back! We’re confident that the Jeff Schmitt Auto Group team can help you find the right vehicle at the right price for you, and loaning a used car is one of the best things you can do to begin to rebuild your credit score.

Our compassionate and knowledgeable staff is here to help you understand the car loan process, ensuring you don’t make any financial commitments above your means. Call us, come on by any of our eight locations around Fairborn, OH, or browse our website today to learn more. We can’t wait to meet you!