Fair Auto Financing to Build Your Credit Score Fairborn, OH

Fair Auto Financing to Build Your Credit Score Fairborn OH


Build Up Your Credit with Jeff Approves!

Don’t fall into the credit trap. Get the financing you need to build your credit score with the Jeff Schmitt Auto Group in Fairborn, OH.

Drivers near Fairborn, OH looking to finance a used car and build your credit score today are in luck! The Jeff Schmitt Auto Group works with buyers whose credit is less than ideal to finance the vehicle of their dreams.



Getting You Back on Track

There’s no shame in it. In the past, you didn’t keep a close eye on your credit score. As a result, your score suffered, and now you have a hard time getting approved for the car and home loans you desire. Don’t fear! It’s not the end of the line.

Here at the Jeff Schmitt Auto Group, we work with drivers whose credit needs help. Our compassionate financial associates can help you navigate the loan process, and making consistent, on-time payments will help build your credit score for the future too!

Phone Numbers:Service Hours:
  • Mon - Fri7:00 AM - 6:00 PM
  • Sat - SunClosed
Parts Hours:
  • Mon - Fri8:00 AM - 5:00 PM
  • Sat - SunClosed
Body Shop Hours:
  • Mon - Fri8:00 AM - 5:00 PM
  • Sat - SunClosed
Sales Hours:
  • Mon - Thu9:00 AM - 8:00 PM
  • Fri - Sat9:00 AM - 6:00 PM
  • SunClosed

How Fair Auto Financing Works

You may have heard and believed the myth that if your credit is low, you will be stuck paying a higher interest rate until you can improve it. Don’t let urban legends and myths fool you. The Jeff Schmitt Auto Group family will work tirelessly to get you the best loan terms we can and keep you from paying a steep interest rate.

Not only that, but we’re also here to help you rebuild your credit score and ensure you avoid astronomical interest rates in the future. We help you save money on your loan in a variety of ways!

Short-Term Loans

Shorter-term loans, say a three-year plan instead of a five-year plan, can help you save money since they tend to carry lower interest rates. Our financial associates are happy to work with you to understand your financial situation and help find the shortest loan term possible while remaining financially realistic.

Keeping your interest rate as low as possible is our goal here at the Jeff Schmitt Auto Group. Paying off a car loan in a short time can also help grow your credit score quickly. Visit us today or call to get started with one of our knowledgeable staff members.

Offering Loans on Cars of All Ages

While loans for a newer car are often more expensive than older models, here at Jeff Approves, our mission is to offer our customers in the Fairborn, OH area affordable loans on cars of all ages.

No matter whether you’re looking for a small daily commuter or a family-sized SUV with towing power, our lot is sure to have something that catches your eye. Once you locate the car of your dreams, our associates make the car loan process easy. We can run your credit score and find a financing option for you in no time. Once you’re approved and sign the papers on your new car, your credit will start growing right away!

Jeff Schmitt is Your Home For Fair Auto Financing

If you’re ready to get behind the wheel of your next car today, don’t let poor credit hold you back! We’re confident that the Jeff Schmitt Auto Group team can help you find the right vehicle at the right price for you, and loaning a used car is one of the best things you can do to begin to rebuild your credit score.

Our compassionate and knowledgeable staff is here to help you understand the car loan process, ensuring you don’t make any financial commitments above your means. Call us, come on by any of our eight locations around Fairborn, OH, or browse our website today to learn more. We can’t wait to meet you!


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Jeff Schmitt Chevrolet East

635 South Orchard Lane, Dayton, Beavercreek, OH 45434, USA

Jeff Schmitt Chevrolet North

1001 N Broad St, Fairborn, OH 45324, USA

Jeff Schmitt Chevrolet South

125 South Gebhart Church Road, Miamisburg, OH 45342, USA

Jeff Schmitt Cadillac

631 South Orchard Lane, Dayton, Beavercreek, OH 45434, USA

Jeff Schmitt Nissan

725 Alpha Rd, Beavercreek, OH 45434, USA

Jeff Schmitt Mazda

646 Alpha Rd, Beavercreek, OH 45434, USA

Jeff Schmitt Mitsubishi

1045 N Central Ave, Fairborn, OH 45324, USA

Jeff Schmitt Lawn and Motorsports

2292 Yellow Brick Rd, Dayton, Beavercreek, OH 45434, USA

Jeff Approves YOU!

At Jeff Approves, we understand that you have needs, and demand first-class services and commitment to each of our customers, like you. We are the area leader in pre-owned vehicle sales and customer service, and look forward to helping you accomplish all of your goals in purchasing your next vehicle. Browse our user-friendly website at your leisure. Check out our expansive selection of new and pre-owned vehicles, as well as incredible financing options and specials. Contact us through our website with the chat or email features, or by phone at (877) 800-5333. We have loyally served the community for years with reliable used, certified pre-owned and new vehicle sales and service. We just love seeing our loyal customers come back year after year to experience our superior services. Our staff is friendly, never wasting your valuable time with high-pressure sales tactics. We want you to always feel comfortable when you are at one of our Jeff Schmitt Auto Group dealerships.

Shop Our Pre-Owned Vehicles

Auto Loan Approval

Jeff Schmitt Auto Group 39.705267, -84.020466.