Financing Used Car with Bad Credit Dayton OH


Bad Credit? Jeff Approves!

Financing a used car with bad credit doesn’t have to be overwhelming. Check out Jeff Approves near Dayton, OH, today.

Your credit score plays a huge role in whether or not you get approved for an auto loan. That history will also determine the kind of interest rate your loan carries. Financing a used car with bad credit can be challenging. Even if you have a stable job, money in the bank, and have moved past your previous mistakes, bad credit can haunt you for years. Luckily, at Jeff Approves, we work diligently to find a way to ensure that you can finance a used car, even with bad credit. Don’t let your bad credit slow you down. Stop by or call today.



Save Time. Get Pre-Approved

When you have a pre-approved loan in your pocket, you can make realistic choices regarding your next car. At Jeff Approves, you can easily apply for approval for a loan right from our website. Our goal is to make sure that getting a new-to-you vehicle is within your grasp. Our approval process is simple, quick, and is the first step towards new auto freedom.

You can stop by our dealership to learn more about how our financing works, and even get behind the wheel of your favorite model.

Phone Numbers:Service Hours:
  • Mon - Fri7:00 AM - 6:00 PM
  • Sat - SunClosed
Parts Hours:
  • Mon - Fri8:00 AM - 5:00 PM
  • Sat - SunClosed
Body Shop Hours:
  • Mon - Fri8:00 AM - 5:00 PM
  • Sat - SunClosed
Sales Hours:
  • Mon - Thu9:00 AM - 8:00 PM
  • Fri - Sat9:00 AM - 6:00 PM
  • SunClosed

Save the Hassle. Plan Ahead

While accidents, malfunctions, and other surprises can force you to buy a car right away, you should also try to plan if possible. Financing a used car with bad credit means taking the time to make budget-conscious decisions. That means working on your credit before going car shopping. Make sure to pay off any past-due accounts that you can, and make sure all of your payments are on time. You might also be careful not to open any new credit cards, take out loans, or anything else that will negatively impact your credit.

Find the Car of Your Dreams

At Jeff Approves, we have an incredible selection of used vehicles. Start your search on our website. We have tons of makes, models, and years to suit your needs. All of our used cars are inspected and repaired before going onto the lot. With Jeff Approves, you can shop with confidence.

Whether you buy a new or used vehicle, our service team is here to ensure that it keeps running for miles and miles. Schedule your next appointment online.

The Power to Serve You Anywhere in Dayton

As a part of the Jeff Schmitt Auto Group, Jeff Approves is here for you. That also means we have a massive selection of new and used cars, trucks, and SUVs. Your automobile search doesn’t have to be complicated. Instead of worrying about being rejected by other dealerships or wasting time with those you can’t trust, stop by Jeff Approves and let us show you the way.


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Jeff Schmitt Chevrolet East

635 South Orchard Lane, Dayton, Beavercreek, OH 45434, USA

Jeff Schmitt Chevrolet North

1001 N Broad St, Fairborn, OH 45324, USA

Jeff Schmitt Chevrolet South

125 South Gebhart Church Road, Miamisburg, OH 45342, USA

Jeff Schmitt Cadillac

631 South Orchard Lane, Dayton, Beavercreek, OH 45434, USA

Jeff Schmitt Nissan

725 Alpha Rd, Beavercreek, OH 45434, USA

Jeff Schmitt Mazda

646 Alpha Rd, Beavercreek, OH 45434, USA

Jeff Schmitt Mitsubishi

1045 N Central Ave, Fairborn, OH 45324, USA

Jeff Schmitt Lawn and Motorsports

2292 Yellow Brick Rd, Dayton, Beavercreek, OH 45434, USA

Jeff Approves YOU!

At Jeff Approves, we understand that you have needs, and demand first-class services and commitment to each of our customers, like you. We are the area leader in pre-owned vehicle sales and customer service, and look forward to helping you accomplish all of your goals in purchasing your next vehicle. Browse our user-friendly website at your leisure. Check out our expansive selection of new and pre-owned vehicles, as well as incredible financing options and specials. Contact us through our website with the chat or email features, or by phone at (877) 800-5333. We have loyally served the community for years with reliable used, certified pre-owned and new vehicle sales and service. We just love seeing our loyal customers come back year after year to experience our superior services. Our staff is friendly, never wasting your valuable time with high-pressure sales tactics. We want you to always feel comfortable when you are at one of our Jeff Schmitt Auto Group dealerships.

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631 S. Orchard Ln • Beavercreek, OH 45434

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Today's Hours:

Open Today! Sales: 9am-6pm

Service: Closed

Parts: Closed

Jeff Schmitt Auto Group 39.705267, -84.020466.