Financing Used Car With Bad Credit Fairborn OH


Bad Credit? No Problem. Jeff Approves!

If you’re looking for a used car in Fairborn, OH, but you’re struggling to get the financing you need, look no further than Jeff Approves.

It happens to the best of us no matter how hard we try, sometimes bad credit is inevitable. Maybe you forgot to make your student loan payments during the year you traveled abroad, or perhaps repossession dinged up your credit history. No matter what your situation is, Jeff Approves is here to help get you behind the wheel of the used car of your dreams today!



How to Buy a Car With Bad Credit

No matter how the situation arises, bad credit doesn’t have to mean the end of the road for car shoppers. In fact, the good news is that many qualified buyers with poor credit are taking the wheel with the help of proper financing at Jeff Approves. Even better? Having poor credit doesn’t mean you’re automatically exempt from the car-shopping perks those with better credit enjoy. You are still eligible for conveniences like pre-approval and satisfactory loan terms. Every driver’s situation is different, and planning your car buying process beforehand can help you prepare for the day you walk onto the lot and get approved for your next used car.

Phone Numbers:Service Hours:Special Hours
  • Labor Day Closed
Regular Hours
  • Mon - Fri7:00 AM - 6:00 PM
  • Sat - SunClosed
Parts Hours:
  • Mon - Fri8:00 AM - 5:00 PM
  • Sat - SunClosed
Body Shop Hours:
  • Mon - Fri8:00 AM - 5:00 PM
  • Sat - SunClosed
Sales Hours:Special Hours
  • Labor Day Closed
Regular Hours
  • Mon - Thu9:00 AM - 8:00 PM
  • Fri - Sat9:00 AM - 6:00 PM
  • SunClosed

What is a Credit Score and Credit Report?

Lenders take a range of factors into account when thinking about an auto loan application from a consumer with bad credit, and most will make a choice based in part on your credit score. Although it is not the sole factor, your rating plays a key function in deciding whether or not your application will be approved, and, if so, what finance terms you will get. A credit score is an indicator of someone’s creditworthiness, partly influenced by way of their credit experiences, which are compiled in credit reports.

Choosing a Vehicle at Jeff Approves

In order to estimate the financing that is right for you and determine what vehicle you can afford, you’ll need to run the numbers on any potential loans. Here at Jeff Approves, we have plenty of used vehicles on our lot designated for approved drivers with poor credit. Everyone’s automobile needs and preferences are different, and if fuel economy is a factor for you, a fuel savings calculator is a helpful tool to work out potential expenditure on gas for one vehicle compared to another. No matter what type of car you’re looking for, our knowledgeable and friendly staff is here to get you behind the wheel today.

What’s Right for You?

Buying a car with bad credit is about finding what’s right for your situation. Jeff Approves is a Fairborn, OH area auto lender, with many years of experience, who accepts applications from people with all credit profiles. Our staff is compassionate and our entire business model is built around helping drivers with less than ideal credit find their dream vehicle now! Call us today to see what options we have for you.


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Jeff Schmitt Chevrolet East

635 South Orchard Lane, Dayton, Beavercreek, OH 45434, USA

Jeff Schmitt Chevrolet North

1001 N Broad St, Fairborn, OH 45324, USA

Jeff Schmitt Chevrolet South

125 South Gebhart Church Road, Miamisburg, OH 45342, USA

Jeff Schmitt Cadillac

631 South Orchard Lane, Dayton, Beavercreek, OH 45434, USA

Jeff Schmitt Nissan

725 Alpha Rd, Beavercreek, OH 45434, USA

Jeff Schmitt Mazda

646 Alpha Rd, Beavercreek, OH 45434, USA

Jeff Schmitt Mitsubishi

1045 N Central Ave, Fairborn, OH 45324, USA

Jeff Schmitt Lawn and Motorsports

2292 Yellow Brick Rd, Dayton, Beavercreek, OH 45434, USA

Jeff Approves YOU!

At Jeff Approves, we understand that you have needs, and demand first-class services and commitment to each of our customers, like you. We are the area leader in pre-owned vehicle sales and customer service, and look forward to helping you accomplish all of your goals in purchasing your next vehicle. Browse our user-friendly website at your leisure. Check out our expansive selection of new and pre-owned vehicles, as well as incredible financing options and specials. Contact us through our website with the chat or email features, or by phone at (877) 800-5333. We have loyally served the community for years with reliable used, certified pre-owned and new vehicle sales and service. We just love seeing our loyal customers come back year after year to experience our superior services. Our staff is friendly, never wasting your valuable time with high-pressure sales tactics. We want you to always feel comfortable when you are at one of our Jeff Schmitt Auto Group dealerships.

The Jeff Schmitt Advantage

Jeff Approves

Jeff Schmitt Auto Group 39.705267, -84.020466.